Subrogation

Introduction In the area of insurance law, the doctrine of subrogation can be best described as an insurer claiming against a third party for an insured loss suffered by an insured person. The claim against the third party would be on behalf of the insured and not in...

Micro-Insurance In South Africa

Introduction Micro-Insurance refers to an area of cover made accessible to low-income individuals. The idea of Micro-Insurance is to offer a less expensive way for individuals to protect themselves against loss or damage. With there being more involvement in the...