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Injuries or illness sustained at work – unpacked
I will refer to the Compensation for Occupational Injuries and Diseases Act Number 130 of 1993 as “COIDA”. An injury at work can be highly stressful, specifically in the context of the current economic climate, this can ravage livelihoods and the fact that not all...
Living and Conducting your Business with minimal risk
Introduction The principle of insurance has been with us for ages and has developed into a complex problem that sometimes trips up even the smartest people. Nonetheless insuring us against all the uncertain perils that life or business can throw at us is of cardinal...
Subrogation
Introduction In the area of insurance law, the doctrine of subrogation can be best described as an insurer claiming against a third party for an insured loss suffered by an insured person. The claim against the third party would be on behalf of the insured and not in...